All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Fax Number: 810-985-4795 1200 N. Telegraph Phone Number: 989-354-9547 The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. 100 N. State Street Building 12 East Once it's done, you can't take it back unless the person. 422 W. Lake Street Fax Number: 231-533-8317 https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds Phone Number: 231-839-4967 Ext 203 Coldwater, MI 49036 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Allegan, MI 49010 Government Center Fax Number: 906-524-6432 106 5thP.O. For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Phone Number: 989-426-7551 Box 368 Fax Number: 989-269-8786 401 E. Houghton Ave. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. 1101 Beach Street, Room 138 Fax Number: 231-882-0167 "Joint Tenancy and Medicaid Eligibility." P.O. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Email: jwinton@oscodacountymi.com FAQs: Property Deeds in Muskegon - Bowen Law In this case, if one dies, the other automatically becomes the sole owner of the property. Issues of marriage and property ownership become complicated when a divorce is involved. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Tenants by the Entirety. If you add your spouse to your deed, he will have to use your basis if he later sells the property. She received her JD from Indiana University Maurer School of Law in 2006. Box 800 County Administration Building What or who is a trustee of a trust? Fax Number: 734-240-7395 Bellaire, MI 49615 Phone Number: 586-469-7953 Email: registerofdeeds@picounty.org How to Add Someone to a Deed* - Roberts & Roberts Law Firm Box 438 If youve recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly. There are different forms of deeds depending on the situation involved. % of people told us that this article helped them. 341 S. Jefferson Room 201 https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Phone Number: 906-293-5521 http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds About the Author. Fax: 989-785-8080 Or, it could be that you want the ownership of your property to go to your child in the event of your death. Fax Number: 517-676-7287 Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. 200 W. Michigan https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds 1. Civil Rights, Inclusion & Opportunity Department. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. E-mail:clerksoffice@macombgov.org How to Add Names to Michigan Property Deeds | Pocketsense Fax Number: 734-222-6528 Phone Number: 231-873-4158 These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. This might end up activating the due-on-sale clause if it is part of your mortgage clauses. Email: rod@shiawassee.net Hastings, MI, 49058 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. You will have to file a quitclaim deed and then file a new deed with joint ownership. Grand Rapids, MI 49503 http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds We do not have any blank deed forms available in our office. West Olive, MI 49460 Removing Someone from a Real Estate Deed - Deeds.com P.O. This article taught me things I did not know. FAQs | Register of Deeds - Wayne County, Michigan If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. Fax Number: 231-348-1773 We use cookies to make wikiHow great. Phone Number: 989-846-9201 Phone Number: 231-723-2146 If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. . 839 10th Avenue 725 Greenland Road The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. Phone Number: 906-875-3321 Box 35 A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Kalamazoo, MI 49007 Step 1: Download the MI quitclaim deed form. Phone Number: 989-785-8079 1045 Independence Blvd. http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds IRS. Fax Number: 231-873-9218 One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Phone Number: 231-922-4753 To avoid probate, you must choose an ownership relationship that includes a right of survivorship. 100 Marley Street Box 376 Phone Number: 989-362-2021 Lansing, MI 48918-1900 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. You can't have it both ways, however. There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds Phone Number: 616-632.7610 Many reasons might exist that would make you want to add someone to the deed to your house. Phone Number: 616-994-4510 Jackson, MI 49201 P.O. The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). Room 136 By using our site, you agree to our. 111 S. Michigan Avenue To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. wikiHow is where trusted research and expert knowledge come together. 437 E. Division Email: clerk@schoolcraftcounty.us Box 269 Roberts and Roberts, L.L.P. Bring a government-issued photo ID with you when you get your signature notarized. Fax Number: 989-743-2459 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds 870 S. Main To learn more about tax liability associated with adding your spouse to a deed, read on! http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds It can also affect inheritance rights of heirs and devisees. http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds When executed and notarized, the quitclaim deed legally overrides the current deed to your home. "What Is Joint Tenancy and When Should I Use It?" Box 195 wikiHow marks an article as reader-approved once it receives enough positive feedback. International Center Planning & Economic Development. Articles Real Estate Deeds Made Easy Since 1997. Adding your spouses name to the deed will expose your property to any judgments against him. Approved. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. 287 W. Nepessing Street Suite 1 Note: A deed is an instrument used to transfer ownership (title) to another person. Alpena, MI 49707 Phone Number: 269-983-7111 ext. Phone Number: 906-524-6100, ext. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Fax Number: 989 - 984-1101 Email: rod@livgov.com Warranty deeds come with some type of . Bessemer, MI 49911 When we bought a home, I was still not divorced. Fax Number: 906-875-0658 ", You must use specific language in your deed to create a joint tenancy. Fax Number: 616-994-4521 were I to add him to my deed. 5 Things to Know Before Adding Someone to the Deed - Wise Bread For more detailed information on how to add someone to your house title, scroll down. Phone Number: 517-788-4350 Phone Number: 989-826-1116 http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. Phone Number: 906-643-7306 Ann Arbor, MI 48107-8645 Holding Title: Tenants vs. "Tenants". Fax Number: 906-387-2156 https://www.lucecountymi.com/register-of-deeds, Mackinac County Register of Deeds Phone Number: 517-676-7216 The deed should include the grantor's marital status. Email: register@miottawa.org These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. 125 W. Lincoln St. 23 E. Pearl Street Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. Phone Number: 989-345-0728 200 North Main St. Suite 110 255 W. Main Street Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. This article was written by Jennifer Mueller, JD. Lapeer, MI 48446 Some transfers are excluded from reassessment. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. Fax Number: 231-627-8453 Saginaw, MI 48602 Rogers City, MI 49779 This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. Get a copy of the title deed from your county clerk's office. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds This most simple answer is yes. Email: register@masoncounty.net Email: rdeeds@gogebic.org The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}. P.O. To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person.
How to Add Someone to Your House Title - wikiHow 214 E. Center St Michigan Deed Forms | Get a Deed to Michigan Real Estate - DeedClaim Fax Number: 269-982-8659 448 Court Place If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. 220 W. Ellsworth Street Phone Number: 989-731-7551 Review your mortgage documents or contact your lender before initiating the process to change your deed. Box 355 Some states have a specific deed-holding status: Tenants in the entirety. Adding a Person to a Deed Using a Quit Claim Deed - Deeds.com Bad Axe, MI 48413 Real Property 313-224-5854 https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . Some common exemptions include homestead exemptions or exemptions for people over the age of 65. Make sure you select the one that best suits your needs. Both people would acquire their interest in the property at the same time in the chain of title. Fax Number: 989-895-4296 Phone Number: 231-348-1761 Fax Number: 906-643-1178 When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Phone Number: 231-745-4641 To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Cassopolis, MI 49031 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Crystal Falls, MI 49920 Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Did you know you can get premium answers for this article? 8562 Munising, MI 48962 https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds 200 N. Main Street Lenawee County Courthouse A deed and a mortgage are two separate things. This might not be an option if one of the owners does not have good credit. https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds 101 Court Street This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Big Rapids, MI 49307 Both her name and my son's name are on the deed. Get a copy of your current deed and select the type of new deed form you want to use. Please contact our friendly staff at your convenience. By signing up you are agreeing to receive emails according to our privacy policy. Phone Number: 906-774-0955 Clerk - ROD - FAQ | Macomb County If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. By using our site, you agree to our. Midland, MI 48640 Transferring ownership of a house also means your property will likely be reassessed for tax purposes. Standish, MI 48658 http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds When you use a quitclaim deed, you're only transferring any ownership interest you have. Ideally, you won't just "add" your child's name to your existing deed. Sandusky, MI 48471 Phone Number: 906-863-2822 With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds References 8527 E. Government Center Drive Fax Number:269-945-1298 Email: rod@chippewacountymi.gov Stanton, MI 48888 P.O. Michigan Works - Saint Clair. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. List of County Register of Deeds . how to add someone to a deed in michigan . 2 South 6th Street, Suite 11 Email: rod@berriencounty.org https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds Fax Number: 906-337-2253 http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Phone Number: 231-724-6271 Email: registerofdeeds@isabellacounty.org Manistique, MI 49854 http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Phone Number: 231-533-6683 The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. Box 303 113 Chestnut Street Adam Luehrs is a writer during the day and a voracious reader at night. 51 S Macomb St https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds Strike a line through any verbiage on the deed that does not apply to your circumstances. However, this action can have a financially devastating outcome if you dont prepare in advance. Email: regofdeeds@co.montcalm.mi.us P.O. Box 111 Phone Number: 517-279-4320 Fax Number: 906-774-4660 You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. St. Ignace, MI 49781 Fax Number: 231-724-6842 Fax: 877-443-9505 The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. This article helped point the way. Property Transfer Among Family Members | H&R Block Michigan Lady Bird Deed Form | Enhanced Life Estate Deed - DeedClaim Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. She received her JD from Indiana University Maurer School of Law in 2006.